Individual Retirement Accounts (IRAs)

Open Your Account

  1. Personal Information
  2. Identity Verification
  3. Opening Deposit

Secure Form

This form supports up to 256-bit SSL encryption to protect your personal information while it is in transit.

To learn more about what we do with personal information, view our Privacy Policy

Confirm Information

Please confirm this information before continuing. We'll use this information to help verify your identity.

Verify

Please answer the following questions to help us verify your identity. All questions must be answered within 10 minutes.

Fund Your Account

Now you'll setup your deposit into your new account. This money will be deposited once your new account is approved.

Thank You!

We are currently verifying your application. Here's what to expect next:

    Applicant Information

      Eligibility

        Membership with Electro Savings Credit Union is open to all individuals who live or work in St. Louis City, St. Louis County, St. Charles County, Jefferson County and Franklin County in Missouri and Jersey, Madison, Monroe and St. Clair counties in Illinois.

        Credit Union membership begins with a Savings Account balance of $1. This account must remain open with a $1 balance in order to use all other credit union services.

        OK I certify that I live or work in St. Louis City, St. Louis County, St. Charles County, Jefferson County and Franklin County in Missouri or Jersey, Madison, Monroe and St. Clair counties in Illinois. is required
        OK I understand that I must open a Savings Account and maintain a balance of at least $1 in order to use all other credit union service. is required

  • Please enter the code to confirm your ability to view the required Portable Document Format (PDF) files. If the code isn't visible, click here to see code in new window or visit your nearest branch to apply for an account.

  • OK Error - Please enter the code to verify that you can view the required Portable Document Format (PDF) files. If the code isn't visible you will need to visit your nearest branch to apply for an account.

Basic Info

  • OK First Name is required
  • OK Last Name is required
  • OK Email Address is required
  • OK Phone is required
  • OK Date of Birth is required
  • OK Social Security Number is required

Address

  • OK Address is required
  • OK City is required
  • OK State is required
  • OK Zip Code is required
    OK Mailing address is different (Optional) is required

Mailing Address

  • OK Address is required
  • OK City is required
  • OK State is required
  • OK Zip Code is required

Previous Address

  • Have you lived at this address for less than 2 years?

    OK You must select one of the following.
  • OK Previous Address is required
  • OK City is required
  • OK State is required
  • OK Zip Code is required

Identification

  • What form of ID would you prefer to use?

    OK What form of ID would you prefer to use? is required
  • OK License Number is required
  • OK State is required
  • OK Expiration Date is required
  • OK Passport Number is required
  • OK Expiration Date is required

Tax Status

    OK Please select one of the following.

    • What is this?

    If you have any questions about how to complete this section please download instructions.

Additional Information

  • OK Mother's Maiden Name is required
  • OK Please provide us with your employer's name is required
  • OK Employer's address is required
  • OK City is required
  • OK State is required
  • OK Zipcode is required
  • OK Occupation is required
  • OK How did you hear about Electro? is required

    • If you are designating a beneficiary on your account, please check the box(es) below and provide their name in hte space provided.

    Optional OK Beneficiary No. 1 is required
  • OK Name is required
  • Optional OK SSN is required
  • Optional OK Address is required
  • Optional OK City is required
  • Optional OK State is required
  • Optional OK Zip Code is required
    Optional OK Beneficiary No. 2 is required
  • Optional OK Name is required
  • Optional OK SSN is required
  • Optional OK Address is required
  • Optional OK City is required
  • Optional OK State is required
  • Optional OK Zip Code is required

Expected Account Usage

  • Are you a US Person (US Person includes resident alien)?

    OK Are you a US Person (US Person includes resident alien)? is required
  • OK If you are a non-resident alien, what country are you from? is required

  • Are you or any signer a Politically Exposed Person (PEP)*?

    OK Are you or any signer a Politically Exposed Person (PEP)*? is required

    • *A Politically Exposed Person is an individual who is or has been entrusted with prominent public functions, including a head of state or government; senior politician; a senior government, judicial, or military official; senior executive of a publicly-owned corporation; and important political party official.

  • OK Signer’s Name: is required
  • OK Country Affiliation: is required
  • OK Position: is required

  • Is this a fiduciary?

    OK Is this a fiduciary? is required

  • What type?

    OK What type? is required

  • How do you plan to use the account? Select all that apply.

    OK How do you plan to use the account? Select all that apply. is required
  • OK Other: is required

  • Does any of your, or any authorized signer’s income come from writing orders for or from the sale, growth, dispensing, or transportation of marijuana, CBD oil or Hemp?

    OK Does any of your, or any authorized signer’s income come from writing orders for or from the sale, growth, dispensing, or transportation of marijuana, CBD oil or Hemp? is required
  • OK What is your expected account usage? is required
  • OK How many deposits do you expect in the account each month? is required
  • OK How many withdrawals, including checks you write, do you expect each month? is required

  • Do you expect to do Cash Deposits on a regular basis?

    OK Do you expect to do Cash Deposits on a regular basis? is required
  • OK Estimated Amount per Month is required

  • Do you expect to do Cash Withdrawals on a regular basis?

    OK Do you expect to do Cash Withdrawals on a regular basis? is required
  • OK Estimated Amount per Month is required

  • Do you expect to receive Incoming Wires on a regular basis?

    OK Do you expect to receive Incoming Wires on a regular basis? is required
  • OK Estimated Amount per Month is required
  • OK Number per Month is required
  • OK Purpose is required

  • Do you expect to send Outgoing Wires on a regular basis?

    OK Do you expect to send Outgoing Wires on a regular basis? is required
  • OK Estimated Amount per Month is required
  • OK Number per Month is required
  • OK Purpose is required

  • Do you expect to do transactions involving monetary instruments on a regular basis?

    OK Do you expect to do transactions involving monetary instruments on a regular basis? is required
  • OK Estimated Amount per Month is required
  • OK Number per Month is required
  • OK Purpose is required

  • Do you expect to have any ACH Deposits on a regular basis?

    OK Do you expect to have any ACH Deposits on a regular basis? is required
  • OK Source of Deposits is required

  • Do you expect to have any ACH Debits on a regular basis?

    OK Do you expect to have any ACH Debits on a regular basis? is required

  • Do you expect to do Online Banking on a regular basis?

    OK Do you expect to do Online Banking on a regular basis? is required

  • Do you expect to do Mobile Deposits on a regular basis?

    OK Do you expect to do Mobile Deposits on a regular basis? is required
  • OK Please explain any other Services of Interest you plan to utilize regularly: is required
  • OK What are some of your future financial goals? is required

Joint Applicant

  • Will this be a joint account?

    OK Will this be a joint account? is required

Co-Applicant Basic Info

  • OK First Name is required
  • OK Last Name is required
  • OK Email is required
  • OK Phone is required
  • OK Date of Birth is required
  • OK Social Security Number is required

Co-Applicant Address

  • OK Address is required
  • OK City is required
  • OK State is required
  • OK Zip Code is required
    Optional OK Mailing address is different is required

Co-Applicant Mailing Address

  • OK Address is required
  • OK City is required
  • OK State is required
  • OK Zip Code is required

Co-Applicant Previous Address

  • Have you lived at this address for less than 2 years?

    OK You must select one of the following.
  • OK Previous Address is required
  • OK City is required
  • OK State is required
  • OK Zip Code is required

Co-Applicant Identification

  • What form of ID would you prefer to use?

    OK What form of ID would you prefer to use? is required
  • OK License Number is required
  • OK State is required
  • OK Expiration Date is required
  • OK Passport Number is required
  • OK Expiration Date is required

Co-Applicant Tax Status

    OK Please select one of the following.

    • What is this?

    If you have any questions about how to complete this section please download instructions.

Co-Applicant Additional Information

  • Are you a US Person (US Person includes resident alien)?

    OK Are you a US Person (US Person includes resident alien)? is required
  • OK If you are a non-resident alien, what country are you from? is required
  • OK Mother's Maiden Name is required
  • OK Please provide us with your employer's name is required
  • OK Employer's address is required
  • OK City is required
  • OK State is required
  • OK Zipcode is required
  • OK Occupation is required
  • OK How did you hear about Electro? is required

    Important Information About Procedures for Opening a New Account:

    To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

    By submitting this application, you agree to the Kasasa Digital Technology Terms of Use Agreement.