Saving shouldn’t just be simple — it should be rewarding
Grow with high dividends and automatic Kasasa® checking reward transfers.
Very friendly, very well versed, and knowledgeable. Really enjoyed the conversation, the experience, and the interaction. Made me feel at home. We even shared pics our grandchildren. I told my son, and he's planning to switch his account to this credit union as he says this is the type of financial relationship he also needs. Thanks for the great service and the wonderful experience. I'll be sure to spread the word.
Pamela O.
All the extras you need
- Automatic Savings
- Earn High Dividends
- No Monthly Maintenance Fee
- No Minimum Balance Requirements
- Free account that builds your savings effortlessly
- Links to free Kasasa Cash® or Kasasa Cash Back® checking
- Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
- 0.70% APY‡ on balances up to $25,000
- 0.70% to 0.26% APY on balances over $25,000 depending on balance in account‡
- Same rate as our Basic Savings if qualifications are not met in Kasasa Cash or Kasasa Cash Back
- No minimum balance to earn rewards
- No monthly maintenance fees
- Free digital banking, including:
- Free online banking
- Free mobile banking
- Free eStatements
- No minimum deposit to open
- Limited to six withdrawals per month - see Fee Schedule
- Federally insured by the NCUA up to $250,000
It's Easy to Earn Your Rewards
Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 1 direct deposit or ACH credit
- At least 14 debit card purchases
That's it. Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base dividend rate on Kasasa Saver. And you can get right back to earning full rewards the next month!
‡Qualification Information:
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means the current statement cycle.
Reward Information:
When your linked Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, average daily balances up to and including $25,000 in your Kasasa Saver account earn an APY of 0.70% and average daily balances over $25,000 earn a dividend rate of 0.1499 % on the portion of the average daily balance over $25,000, resulting in a range from 0.70% APY to .026% APY depending on the account's average daily balance.
When your linked Kasasa Cash or Kasasa Cash Back account qualifications are not met, the entire average daily balance in the Kasasa Saver account earns a dividend rate same as our Basic Savings.
Dividends will be credited to your Kasasa Saver account on the last day of the current statement cycle.
APY = Annual Percentage Yield.
APYs accurate as of April 1, 2021.
APY calculations are based on an assumed balance of $25,000 + $100,000 in your Kasasa Saver account and an assumed statement cycle of thirty-one (31) days.
Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.
Additional Information:
Membership restrictions may apply.
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.
No minimum deposit is required to open the account.
Monthly electronic statements are a condition of this account.
Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account's qualifications.
Limit of one account per Social Security number.
Limit of six withdrawals per month - see Fee schedule
There are no recurring monthly maintenance charges or fees to open or close this account.
A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account.
A linked Kasasa Saver account is required for automatic savings.
Contact one of our credit union service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
Federally insured by NCUA
Trademarks:
Kasasa, Kasasa Cash, Kasasa Cash Back, Kasasa Tunes and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.