Many of the fees included in this Fee Schedule can be avoided based on how you choose to manage your account and by choosing the no-fee option available for many of the more common account services.
Learn how to avoid specific fees, or contact us. Our goal is to make your credit union as efficient as possible by holding costs down so we can return more back to you (our member-owners), and increase our availability to help you with questions and transactions you cannot perform using our no-fee alternatives.
Based on your request for services or account management, the following fees may be assessed against your account and the following transaction limits apply.
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Account Fees - Effective February 1, 2022
| Fee | |
|---|---|
| Non-Sufficient Funds (NSF) Item | $30.00 each |
| Overdraft Transfer from Savings to Checking | $5.00 each |
| Excessive Savings Withdrawals-More than three (3) In-Branch per Month | $5.00 each |
| Early Holiday Club Withdrawal-Prior to October 1 | $15.00 |
| Excessive Vacation Club Withdrawals-More than one (1) per Calendar Quarter | $15.00 each |
| Dormant Account* | $5.00 per month |
| Money Market Balance Below $3,000 | $10.00 per month |
| Plus Money Market Balance Below $25,000 | No dividend paid |
| Superior Money Market Balance Below $100,000 | No dividend paid |
|
Excessive Money Market Withdrawals-More than six (6) per Month |
$5.00 each |
| Save to Win Certificate early withdrawal |
$25.00 1st w/d |
| Rewards Checking Balance Below $300 | $5.00 per month |
| Fresh Start Checking | $10.00 monthly |
|
Paper Statements** |
$3.00 per mailing |
| Statement Returned Due to Bad Address | $7.50 each |
| Non CO-OP ATM Transaction | $2.25 each |
| ATM Deposit Adjustment | $10.00 each |
| Deposit Drawn on International Institution | $5.00 - $25.00 |
| Check Printing | Depends on style |
| RALY Reloadable Debit Card Activation or Replacement | $6.00 each |
| Debit Card Replacement | $7.50 each |
*Primary members age 18+ with combined account balance under $100 and no transactions in past 12 months
**Primary members age 0 to 18, and 60+ may choose to receive paper statements at no charge with the exception of Kasasa Checking. All Kasasa Checking Accounts require electronic statements or paper statement fee.
| Other Fees - Effective December 1, 2018 | Fee |
|---|---|
| Stop Payment | $30.00 each |
| Stop Payment Cancellation | $5.00 each |
| Credit Card Payment live agent by phone | $10.00 each |
| Credit Card Replacement | $7.50 each |
| Domestic Wire | $20.00 each |
| International Wire | $50.00 each |
| Wire Rejection | $30.00 each |
| Cashier Check | $3.00 each |
| Counter Check to 3rd Party | $3.00 each |
| Automated Coin Counter |
$0.00 member |
| Notary |
$0.00 member |
| VISA Gift Card Activation |
$4.95 each |
| Visa Reloadable Prepaid Debit |
$5.95 per funds reload |
| Account Research |
$20.00 per hour |
| Safe Deposit Box |
Business Fees - Effective February 1, 2022
| Transaction Type | Business Builder Checking | Money Manager Checking | Business Savings Account | Business Money Market Account |
|---|---|---|---|---|
| Initial Deposit | $100 | $1,000 | $100 | $3,000 |
| Monthly Transactions | First 150 free, $0.10 each add'l | First 250 free, $0.20 each add'l | First 3 in-branch free, $5 each add'l | First 6 free, $5 each add'l |
| Loose Coin Deposited or Exchanged | 1% per $100 | 1% per $100 | 1% per $100 | 1% per $100 |
| Wire (Outgoing) |
$20 domestic |
$20 domestic $50 foreign |
$20 domestic $50 foreign |
$20 domestic $50 foreign |
| Non CO-OP ATM Transaction | $2.25 each | $2.25 each | $2.25 each | N/A |
| Returned Deposit | $30 each | $30 each | $30 each | $30 each |
| Non-Sufficient Funds | $30 each item | $30 each item | N/A | $30 each item |
| Overdraft Privilege (Sole Proprieter Only) | $30 each | $30 each | N/A | N/A |
| Stop Payment | $30 each | $30 each | N/A | $30 each |
| Check Copy | $3 each | $3 each | N/A | $3 each |
| Statement Copy | $5 each | $5 each | $5 each | $5 each |
| Statement Research | $20 per hour | $20 per hour | $20 per hour | $20 per hour |
| Statement Balancing Assistance | $20 per hour | $20 per hour | $20 per hour | $20 per hour |
| Deposit Bags - Locked | At Cost | At Cost | At Cost | At Cost |
| Deposit Bags - Zippered | At Cost | At Cost | At Cost | At Cost |
The following fees are associated with the specific Business deposit accounts. There may be other fees associated with other types of deposit accounts a business may have with us. Fees associated with these other types of deposit accounts are listed above under Account Fees.
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ALL FEES SUBJECT TO CHANGE WITH APPLICABLE NOTICE REQUIRED BY LAW